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Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive financial calculators and tools that provide original and objective content. This allows you to conduct research and analyze information for free - so that you can make financial decisions with confidence. Bankrate has agreements with issuers such as, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are advertised on this website are provided by companies who pay us. This compensation could affect how and when products are featured on this website, for example, for example, the order in which they may appear within the listing categories and other categories, unless prohibited by law. Our mortgage or home equity, and also other home lending products. But this compensation does have no impact on the content we publish or the reviews that appear on this website. We do not cover the entire universe of businesses or financial deals that might be open to you. AleksandarNakic/Getty Images
4 minutes read. Published 20th April, 2022
Written by Kellye Guinan. Written personal and Business Finance contributor Kellye Guinan is an editor and writer on a freelance basis with over five years of experience in personal financial. She is also employed full-time at the local library where she assists her community access information about financial literacy, as well as other subjects. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are dedicated to helping their readers gain the confidence to take control of their finances with concise, well-researched and precise information that breaks down otherwise complicated topics into bite-sized pieces. The Bankrate guarantee
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There are money-related questions. Bankrate has answers. Our experts have helped you understand your finances for more than four decades. We are constantly striving to provide consumers with the expert advice and tools required to be successful throughout their financial journey. Bankrate adheres to strict standards , so you can trust that our content is honest and accurate. Our award-winning editors, reporters and editors produce honest and reliable information to assist you in making the right financial decisions. The content created by our editorial staff is objective, factual and uninfluenced by our advertisers. We're open about how we are capable of bringing high-quality content, competitive rates, and helpful tools to our customers by describing how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services or by you clicking on specific links on our website. Therefore, this compensation may affect the way, location and when the products are listed within categories, with the exception of those the law prohibits it for our mortgage, home equity and other home lending products. Other elements, like our own website rules and whether or not a product is offered in your region or within your personal credit score may also influence how and where products appear on this site. Although we try to provide the most diverse selection of products, Bankrate does not include details about every credit or financial product or service. Trucks are complex. There are many different options, and the type and strength you need depends on how you plan to use yours. Learn about the basic features like powertrains and axles, the cab's size and towing capacity before . Selecting a pickup will require a lot of research but being prepared will make it easier to make an informed choice that is compatible with your lifestyle and financial needs. What kind of horsepower do you need? A vehicle with greater horsepower, towing capacity and torque will cost more. The price isn't the only factor obviously, but you must think about whether you really require the power of a large amount before spending thousands of dollars for it. Diesel engines -- which offers even higher power could also be costly. An engine with a V6 or V8 is more common and offer more power, but there are four-cylinder engines that can be used for lighter loads. If you're looking to haul a lot for groceries, consider a more compact model that comes with an automated gas engine that has good fuel efficiency. Less power may work better for your budget and needs. How much are you hauling? A mid-sized truck is your best option if you don't have plans to haul large boats or trailers. They're more affordable and boast better driving quality over their larger counterparts. Midsize trucks are best suited to smaller loads, not towing. And because of their weight reduction, you'll also pay less for fuel. If you've got things to haul, choose a larger truck. There are heavy-duty and light duty alternatives for nearly all full-size models available. Naturally, trucks meant for light-duty use will haul less , but in addition they are more efficiency in terms of fuel consumption due to their lighter weights. Keep in mind that towing capacities and the payload capability are different. Towing is the amount your truck can haul behind it. Payload is the amount it can handle in the bed. Even if you aren't planning to strap a heavy-duty horse trailer onto the back of your truck, make sure its payload meets your requirements. Do you need two- or four-wheel drive? A truck that has two-wheel drive is less costly and provide . You'll have the option of choosing either front- or rear-wheel drive. Whatever you pick is best to stay on the road. A truck with four-wheel drive is better suited to going off road and in slippery or icy conditions, like on a boat launch. You'll have better traction, but your truck won't be as fuel efficient. How much cab space do you need? Cab space is probably to be one of the most important aspects for truck drivers who are not experienced. For the majority of drivers people, a crew cab is going to provide the most value even if it does mean spending more money. Single Cab: Single cabs are the classic two-door look. They are typically just able to accommodate three persons, but they do often allow for more beds. Extended cabs: Extended cabs basically are an cab and a half. They have two doors as well as a small amount of legroom in the back, but it's a good option to choose between single and crew cab choices. Crew cabs: The crew cab is the four-door option that resembles a sedan or SUV. The space of a crew Cab is different according to trim and model, but they are the ideal choice for those who have passengers in your back on a regular basis. There are a variety of fuel options available. You're not restricted to only gas or diesel. Companies like Ford have pledged to offer more options in the future. However, they are new choices and may limit your payload or towing capacity. Between diesel and gasoline, diesel engines are a little more efficient in terms of fuel consumption. They also provide greater power to trucks that are in use. However, they're also more expensive to purchase and use fuel. For casual drivers the gas engine might be best. They are more versatile and a lower price tag than diesel or electric engines. You're more likely to find them on the , too. A short or long bed? The larger your bed, the smaller your cab. So, if a crew cab is necessary, you will likely be stuck with a shorter bed. And if you need that longer bed, you may have to settle for a single or extended taxicab. What you need to consider is how often you'll put things into the bed. If the truck you have is mostly for aesthetics -and there's nothing wrong with it -- a smaller bed will be easier to move around and park. It's also likely to be plenty of space when you do need to transport something bigger. New or used? New trucks will give you the possibility of being certain about every aspect of your vehicle inside and out. It's certainly a splurge -new vehicles are costly however If you've got a specific style, technology, or other feature in mind, new is the way to take. Conversely, a used truck is a cheaper option. It is possible to find the exact model that you desire however, you'll be able to avoid the depreciation. If you're just looking for something practical, there are older models on the market which are inexpensive and reliable. It's all about your needs and budget. A brand new car is expensive, but it could be more fuel efficient or offer more tech. An older model truck might be less fuel efficient however, the lower price could make it cheaper to drive. Manual or automatic? It's an individual decision. There isn't a huge difference as far as price between these two options, however some trucks may come standard with one or both. For suburban or city motorists, automatic provides the most comfortable experience. But if you need more control when off-roading, a manual gear might work better. After you've thought about the major aspects of owning a truck, start looking into actual models and trims. It will provide you with a clear idea of the price range you'll be looking at. And when you know this, you'll be able take a taxi at a reasonable rate of interest.
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Written by Personal and business financial contributor Kellye Guinan is a freelance editor and writer who has more than five years ' experience within personal financial planning. She also is employed full-time at the local library, where she assists people in her community get information about financial literacy, in addition to other topics. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are committed to helping readers gain the confidence to control their finances through providing clear, well-researched information that dissects complicated subjects into bite-sized pieces.
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